Call report 2007Q4
CITIZENS GUARANTY BANK — 2007Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,575,000 | USD | evidence → |
| Total loans | 83,695,000 | USD | evidence → |
| Allowance for loan losses | 1,674,000 | USD | evidence → |
| Securities available for sale | 29,676,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,499,000 | USD | evidence → |
| Interest-bearing deposits | 67,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,889,000 | USD | evidence → |
| Equity capital | 8,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,601,000 | USD | evidence → |
| Interest expense | 3,364,000 | USD | evidence → |
| Net interest income | 4,237,000 | USD | evidence → |
| Noninterest income | 1,041,000 | USD | evidence → |
| Noninterest expense | 3,932,000 | USD | evidence → |
| Provision for loan losses | 238,000 | USD | evidence → |
| Pretax income | 1,108,000 | USD | evidence → |
| Income tax | 313,000 | USD | evidence → |
| Net income | 795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,802,000 | USD | evidence → |
| Total capital | 9,747,000 | USD | evidence → |
| Risk-weighted assets | 74,907,000 | USD | evidence → |