Call report 2005Q4
CITIZENS GUARANTY BANK — 2005Q4
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,141,000 | USD | evidence → |
| Total loans | 71,868,000 | USD | evidence → |
| Allowance for loan losses | 1,437,000 | USD | evidence → |
| Securities available for sale | 23,128,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,167,000 | USD | evidence → |
| Interest-bearing deposits | 57,858,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,309,000 | USD | evidence → |
| Equity capital | 7,812,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,317,000 | USD | evidence → |
| Interest expense | 2,109,000 | USD | evidence → |
| Net interest income | 4,208,000 | USD | evidence → |
| Noninterest income | 1,138,000 | USD | evidence → |
| Noninterest expense | 4,028,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,181,000 | USD | evidence → |
| Income tax | 366,000 | USD | evidence → |
| Net income | 815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,088,000 | USD | evidence → |
| Total capital | 8,918,000 | USD | evidence → |
| Risk-weighted assets | 65,781,000 | USD | evidence → |