Call report 2005Q3
CITIZENS GUARANTY BANK — 2005Q3
The 22 measures CITIZENS GUARANTY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,041,000 | USD | evidence → |
| Total loans | 69,630,000 | USD | evidence → |
| Allowance for loan losses | 1,415,000 | USD | evidence → |
| Securities available for sale | 25,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,085,000 | USD | evidence → |
| Interest-bearing deposits | 55,305,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,780,000 | USD | evidence → |
| Equity capital | 7,671,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,645,000 | USD | evidence → |
| Interest expense | 1,509,000 | USD | evidence → |
| Net interest income | 3,136,000 | USD | evidence → |
| Noninterest income | 897,000 | USD | evidence → |
| Noninterest expense | 3,188,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 754,000 | USD | evidence → |
| Income tax | 232,000 | USD | evidence → |
| Net income | 522,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,795,000 | USD | evidence → |
| Total capital | 8,594,000 | USD | evidence → |
| Risk-weighted assets | 63,286,000 | USD | evidence → |