Call report 2022Q4
VISIONBANK — 2022Q4
The 22 measures VISIONBANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,081,000 | USD | evidence → |
| Total loans | 181,845,000 | USD | evidence → |
| Allowance for loan losses | 2,000,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 159,159,000 | USD | evidence → |
| Interest-bearing deposits | 133,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,937,000 | USD | evidence → |
| Equity capital | 18,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,031,000 | USD | evidence → |
| Interest expense | 1,813,000 | USD | evidence → |
| Net interest income | 8,218,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 2,757,000 | USD | evidence → |
| Provision for loan losses | 269,000 | USD | evidence → |
| Pretax income | 5,288,000 | USD | evidence → |
| Income tax | 526,000 | USD | evidence → |
| Net income | 4,762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,187,000 | USD | evidence → |
| Total capital | 20,125,000 | USD | evidence → |
| Risk-weighted assets | 154,990,000 | USD | evidence → |