Call reports 2022
VISIONBANK — 2022
What VISIONBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 182,310,000 | 187,626,000 | 198,406,000 | 202,081,000 |
| Total loans | 167,349,000 | 171,328,000 | 176,591,000 | 181,845,000 |
| Allowance for loan losses | 1,736,000 | 1,839,000 | 1,943,000 | 2,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,800,000 | 162,308,000 | 166,469,000 | 159,159,000 |
| Interest-bearing deposits | 132,463,000 | 136,069,000 | 139,762,000 | 133,222,000 |
| Noninterest-bearing deposits | 28,337,000 | 26,239,000 | 26,707,000 | 25,937,000 |
| Equity capital | 16,714,000 | 16,497,000 | 17,864,000 | 18,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,187,000 | 4,519,000 | 7,213,000 | 10,031,000 |
| Interest expense | 338,000 | 716,000 | 1,234,000 | 1,813,000 |
| Net interest income | 1,849,000 | 3,803,000 | 5,979,000 | 8,218,000 |
| Noninterest income | 14,000 | 33,000 | 70,000 | 96,000 |
| Noninterest expense | 652,000 | 1,320,000 | 1,986,000 | 2,757,000 |
| Provision for loan losses | 0 | 111,000 | 212,000 | 269,000 |
| Pretax income | 1,211,000 | 2,405,000 | 3,851,000 | 5,288,000 |
| Income tax | 0 | 234,000 | 233,000 | 526,000 |
| Net income | 1,211,000 | 2,171,000 | 3,618,000 | 4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,714,000 | 16,497,000 | 17,864,000 | 18,187,000 |
| Total capital | 18,402,000 | 18,242,000 | 19,777,000 | 20,125,000 |
| Risk-weighted assets | 135,002,000 | 139,584,000 | 153,031,000 | 154,990,000 |