Call report 2003Q4
WSB MUNICIPAL BANK — 2003Q4
The 22 measures WSB MUNICIPAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,131,000 | USD | evidence → |
| Total loans | 45,250,000 | USD | evidence → |
| Allowance for loan losses | 526,000 | USD | evidence → |
| Securities available for sale | 29,937,000 | USD | evidence → |
| Securities held to maturity | 4,852,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,369,000 | USD | evidence → |
| Interest-bearing deposits | 66,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,802,000 | USD | evidence → |
| Equity capital | 7,051,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,242,000 | USD | evidence → |
| Interest expense | 1,224,000 | USD | evidence → |
| Net interest income | 3,018,000 | USD | evidence → |
| Noninterest income | 848,000 | USD | evidence → |
| Noninterest expense | 3,042,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 760,000 | USD | evidence → |
| Income tax | 287,000 | USD | evidence → |
| Net income | 473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,076,000 | USD | evidence → |
| Total capital | 7,602,000 | USD | evidence → |
| Risk-weighted assets | 55,206,000 | USD | evidence → |