Call reports 2003

WSB MUNICIPAL BANK — 2003

Name: WSB MUNICIPAL BANK — FFIEC call report 2003
Creator: WSB MUNICIPAL BANK

What WSB MUNICIPAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8d8d3517-433c-469a-a5f2-29171fc39654/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	77,684,000	87,475,000	98,052,000	91,131,000
Total loans	42,003,000	43,626,000	44,667,000	45,250,000
Allowance for loan losses	493,000	493,000	506,000	526,000
Securities available for sale	13,557,000	22,597,000	26,239,000	29,937,000
Securities held to maturity	5,752,000	4,752,000	4,863,000	4,852,000
Trading assets	0	0	0	0
Total deposits	70,141,000	79,816,000	90,235,000	83,369,000
Interest-bearing deposits	57,217,000	62,360,000	71,226,000	66,567,000
Noninterest-bearing deposits	12,924,000	17,456,000	19,009,000	16,802,000
Equity capital	7,013,000	7,136,000	7,193,000	7,051,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,000,000	2,022,000	3,126,000	4,242,000
Interest expense	313,000	625,000	927,000	1,224,000
Net interest income	687,000	1,397,000	2,199,000	3,018,000
Noninterest income	204,000	416,000	632,000	848,000
Noninterest expense	691,000	1,480,000	2,224,000	3,042,000
Provision for loan losses	9,000	9,000	37,000	64,000
Pretax income	191,000	324,000	570,000	760,000
Income tax	50,000	80,000	170,000	287,000
Net income	141,000	244,000	400,000	473,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,899,000	6,941,000	7,110,000	7,076,000
Total capital	7,392,000	7,434,000	7,616,000	7,602,000
Risk-weighted assets	49,087,000	52,052,000	55,670,000	55,206,000