Call report 2026Q2
LAKE SHORE BANK — 2026Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 735,882,000 | USD | evidence → |
| Total loans | 563,077,000 | USD | evidence → |
| Allowance for loan losses | 4,747,000 | USD | evidence → |
| Securities available for sale | 53,567,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 599,082,000 | USD | evidence → |
| Interest-bearing deposits | 502,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,560,000 | USD | evidence → |
| Equity capital | 121,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,549,000 | USD | evidence → |
| Interest expense | 5,068,000 | USD | evidence → |
| Net interest income | 13,481,000 | USD | evidence → |
| Noninterest income | 1,330,000 | USD | evidence → |
| Noninterest expense | 9,736,000 | USD | evidence → |
| Provision for loan losses | -128,000 | USD | evidence → |
| Pretax income | 5,070,000 | USD | evidence → |
| Income tax | 938,000 | USD | evidence → |
| Net income | 4,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,085,000 | USD | evidence → |