Call report 2026Q1
LAKE SHORE BANK — 2026Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 721,509,000 | USD | evidence → |
| Total loans | 558,692,000 | USD | evidence → |
| Allowance for loan losses | 4,799,000 | USD | evidence → |
| Securities available for sale | 54,179,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 587,515,000 | USD | evidence → |
| Interest-bearing deposits | 496,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,144,000 | USD | evidence → |
| Equity capital | 118,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,103,000 | USD | evidence → |
| Interest expense | 2,484,000 | USD | evidence → |
| Net interest income | 6,619,000 | USD | evidence → |
| Noninterest income | 649,000 | USD | evidence → |
| Noninterest expense | 5,003,000 | USD | evidence → |
| Provision for loan losses | -77,000 | USD | evidence → |
| Pretax income | 2,378,000 | USD | evidence → |
| Income tax | 440,000 | USD | evidence → |
| Net income | 1,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 126,765,000 | USD | evidence → |