Call report 2025Q3
MERCHANTS BANK — 2025Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,786,000 | USD | evidence → |
| Total loans | 197,327,000 | USD | evidence → |
| Allowance for loan losses | 2,136,000 | USD | evidence → |
| Securities available for sale | 43,032,000 | USD | evidence → |
| Securities held to maturity | 235,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,533,000 | USD | evidence → |
| Interest-bearing deposits | 172,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,266,000 | USD | evidence → |
| Equity capital | 24,942,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,392,000 | USD | evidence → |
| Interest expense | 2,755,000 | USD | evidence → |
| Net interest income | 7,637,000 | USD | evidence → |
| Noninterest income | 241,000 | USD | evidence → |
| Noninterest expense | 3,867,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 3,806,000 | USD | evidence → |
| Income tax | 983,000 | USD | evidence → |
| Net income | 2,823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,447,000 | USD | evidence → |
| Total capital | 27,583,000 | USD | evidence → |
| Risk-weighted assets | 200,463,000 | USD | evidence → |