Call report 2025Q2
MERCHANTS BANK — 2025Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,698,000 | USD | evidence → |
| Total loans | 191,640,000 | USD | evidence → |
| Allowance for loan losses | 2,132,000 | USD | evidence → |
| Securities available for sale | 44,915,000 | USD | evidence → |
| Securities held to maturity | 235,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,479,000 | USD | evidence → |
| Interest-bearing deposits | 173,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,554,000 | USD | evidence → |
| Equity capital | 23,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,765,000 | USD | evidence → |
| Interest expense | 1,831,000 | USD | evidence → |
| Net interest income | 4,934,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 2,625,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,351,000 | USD | evidence → |
| Income tax | 590,000 | USD | evidence → |
| Net income | 1,761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,705,000 | USD | evidence → |
| Total capital | 26,837,000 | USD | evidence → |
| Risk-weighted assets | 204,607,000 | USD | evidence → |