Call report 2023Q3
MERCHANTS BANK — 2023Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,777,000 | USD | evidence → |
| Total loans | 165,657,000 | USD | evidence → |
| Allowance for loan losses | 1,800,000 | USD | evidence → |
| Securities available for sale | 58,860,000 | USD | evidence → |
| Securities held to maturity | 1,238,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,405,000 | USD | evidence → |
| Interest-bearing deposits | 158,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,328,000 | USD | evidence → |
| Equity capital | 18,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,610,000 | USD | evidence → |
| Interest expense | 1,955,000 | USD | evidence → |
| Net interest income | 6,655,000 | USD | evidence → |
| Noninterest income | 169,000 | USD | evidence → |
| Noninterest expense | 3,572,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 2,941,000 | USD | evidence → |
| Income tax | 742,000 | USD | evidence → |
| Net income | 2,199,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,330,000 | USD | evidence → |
| Total capital | 23,130,000 | USD | evidence → |
| Risk-weighted assets | 206,331,000 | USD | evidence → |