Call report 2023Q2
MERCHANTS BANK — 2023Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,148,000 | USD | evidence → |
| Total loans | 161,122,000 | USD | evidence → |
| Allowance for loan losses | 1,749,000 | USD | evidence → |
| Securities available for sale | 65,436,000 | USD | evidence → |
| Securities held to maturity | 1,242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,980,000 | USD | evidence → |
| Interest-bearing deposits | 161,941,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,039,000 | USD | evidence → |
| Equity capital | 17,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,545,000 | USD | evidence → |
| Interest expense | 1,109,000 | USD | evidence → |
| Net interest income | 4,436,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 2,409,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,943,000 | USD | evidence → |
| Income tax | 502,000 | USD | evidence → |
| Net income | 1,441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,903,000 | USD | evidence → |
| Total capital | 22,652,000 | USD | evidence → |
| Risk-weighted assets | 204,772,000 | USD | evidence → |