Call report 2016Q4
MERCHANTS BANK — 2016Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,623,000 | USD | evidence → |
| Total loans | 72,181,000 | USD | evidence → |
| Allowance for loan losses | 813,000 | USD | evidence → |
| Securities available for sale | 18,884,000 | USD | evidence → |
| Securities held to maturity | 9,033,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,202,000 | USD | evidence → |
| Interest-bearing deposits | 65,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,727,000 | USD | evidence → |
| Equity capital | 9,593,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,397,000 | USD | evidence → |
| Interest expense | 244,000 | USD | evidence → |
| Net interest income | 4,153,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 2,408,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,802,000 | USD | evidence → |
| Income tax | 614,000 | USD | evidence → |
| Net income | 1,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,108,000 | USD | evidence → |
| Total capital | 9,921,000 | USD | evidence → |
| Risk-weighted assets | 77,157,000 | USD | evidence → |