Call report 2016Q3
MERCHANTS BANK — 2016Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,244,000 | USD | evidence → |
| Total loans | 75,154,000 | USD | evidence → |
| Allowance for loan losses | 699,000 | USD | evidence → |
| Securities available for sale | 16,186,000 | USD | evidence → |
| Securities held to maturity | 10,464,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,488,000 | USD | evidence → |
| Interest-bearing deposits | 62,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,323,000 | USD | evidence → |
| Equity capital | 10,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,272,000 | USD | evidence → |
| Interest expense | 181,000 | USD | evidence → |
| Net interest income | 3,091,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 1,595,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 1,634,000 | USD | evidence → |
| Income tax | 582,000 | USD | evidence → |
| Net income | 1,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,955,000 | USD | evidence → |
| Total capital | 10,654,000 | USD | evidence → |
| Risk-weighted assets | 81,658,000 | USD | evidence → |