Call report 2016Q1
MERCHANTS BANK — 2016Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,459,000 | USD | evidence → |
| Total loans | 64,627,000 | USD | evidence → |
| Allowance for loan losses | 699,000 | USD | evidence → |
| Securities available for sale | 20,449,000 | USD | evidence → |
| Securities held to maturity | 12,240,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,753,000 | USD | evidence → |
| Interest-bearing deposits | 66,643,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,110,000 | USD | evidence → |
| Equity capital | 10,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,031,000 | USD | evidence → |
| Interest expense | 52,000 | USD | evidence → |
| Net interest income | 979,000 | USD | evidence → |
| Noninterest income | 29,000 | USD | evidence → |
| Noninterest expense | 526,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 472,000 | USD | evidence → |
| Income tax | 164,000 | USD | evidence → |
| Net income | 308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,479,000 | USD | evidence → |
| Total capital | 10,178,000 | USD | evidence → |
| Risk-weighted assets | 73,579,000 | USD | evidence → |