Call report 2015Q4
MERCHANTS BANK — 2015Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,797,000 | USD | evidence → |
| Total loans | 67,836,000 | USD | evidence → |
| Allowance for loan losses | 709,000 | USD | evidence → |
| Securities available for sale | 17,524,000 | USD | evidence → |
| Securities held to maturity | 12,894,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,270,000 | USD | evidence → |
| Interest-bearing deposits | 64,042,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,228,000 | USD | evidence → |
| Equity capital | 9,784,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,087,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 3,885,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 2,356,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 1,529,000 | USD | evidence → |
| Income tax | 501,000 | USD | evidence → |
| Net income | 1,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,256,000 | USD | evidence → |
| Total capital | 9,965,000 | USD | evidence → |
| Risk-weighted assets | 74,993,000 | USD | evidence → |