Call report 2015Q1
MERCHANTS BANK — 2015Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,124,000 | USD | evidence → |
| Total loans | 61,018,000 | USD | evidence → |
| Allowance for loan losses | 587,000 | USD | evidence → |
| Securities available for sale | 20,820,000 | USD | evidence → |
| Securities held to maturity | 13,287,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,920,000 | USD | evidence → |
| Interest-bearing deposits | 66,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,297,000 | USD | evidence → |
| Equity capital | 9,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 951,000 | USD | evidence → |
| Interest expense | 57,000 | USD | evidence → |
| Net interest income | 894,000 | USD | evidence → |
| Noninterest income | 29,000 | USD | evidence → |
| Noninterest expense | 535,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 362,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,849,000 | USD | evidence → |
| Total capital | 9,436,000 | USD | evidence → |
| Risk-weighted assets | 70,303,000 | USD | evidence → |