Call report 2014Q4
MERCHANTS BANK — 2014Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,107,000 | USD | evidence → |
| Total loans | 61,529,000 | USD | evidence → |
| Allowance for loan losses | 600,000 | USD | evidence → |
| Securities available for sale | 14,836,000 | USD | evidence → |
| Securities held to maturity | 13,505,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,040,000 | USD | evidence → |
| Interest-bearing deposits | 61,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,394,000 | USD | evidence → |
| Equity capital | 9,356,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,659,000 | USD | evidence → |
| Interest expense | 238,000 | USD | evidence → |
| Net interest income | 3,421,000 | USD | evidence → |
| Noninterest income | 144,000 | USD | evidence → |
| Noninterest expense | 2,056,000 | USD | evidence → |
| Provision for loan losses | 136,000 | USD | evidence → |
| Pretax income | 1,480,000 | USD | evidence → |
| Income tax | 451,000 | USD | evidence → |
| Net income | 1,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,615,000 | USD | evidence → |
| Total capital | 9,215,000 | USD | evidence → |
| Risk-weighted assets | 68,188,000 | USD | evidence → |