Call report 2013Q3
MERCHANTS BANK — 2013Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,344,000 | USD | evidence → |
| Total loans | 54,909,000 | USD | evidence → |
| Allowance for loan losses | 460,000 | USD | evidence → |
| Securities available for sale | 15,548,000 | USD | evidence → |
| Securities held to maturity | 13,804,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,975,000 | USD | evidence → |
| Interest-bearing deposits | 60,158,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,817,000 | USD | evidence → |
| Equity capital | 8,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,612,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 2,425,000 | USD | evidence → |
| Noninterest income | 128,000 | USD | evidence → |
| Noninterest expense | 1,303,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,250,000 | USD | evidence → |
| Income tax | 432,000 | USD | evidence → |
| Net income | 818,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,652,000 | USD | evidence → |
| Total capital | 8,112,000 | USD | evidence → |
| Risk-weighted assets | 67,802,000 | USD | evidence → |