Call report 2013Q2
MERCHANTS BANK — 2013Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,997,000 | USD | evidence → |
| Total loans | 52,945,000 | USD | evidence → |
| Allowance for loan losses | 458,000 | USD | evidence → |
| Securities available for sale | 16,990,000 | USD | evidence → |
| Securities held to maturity | 13,770,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,956,000 | USD | evidence → |
| Interest-bearing deposits | 59,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,486,000 | USD | evidence → |
| Equity capital | 8,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,703,000 | USD | evidence → |
| Interest expense | 126,000 | USD | evidence → |
| Net interest income | 1,577,000 | USD | evidence → |
| Noninterest income | 80,000 | USD | evidence → |
| Noninterest expense | 856,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 801,000 | USD | evidence → |
| Income tax | 270,000 | USD | evidence → |
| Net income | 531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,357,000 | USD | evidence → |
| Total capital | 7,815,000 | USD | evidence → |
| Risk-weighted assets | 66,086,000 | USD | evidence → |