Call report 2009Q2
MERCHANTS BANK — 2009Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,248,000 | USD | evidence → |
| Total loans | 18,849,000 | USD | evidence → |
| Allowance for loan losses | 425,000 | USD | evidence → |
| Securities available for sale | 17,510,000 | USD | evidence → |
| Securities held to maturity | 5,026,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,773,000 | USD | evidence → |
| Interest-bearing deposits | 32,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,042,000 | USD | evidence → |
| Equity capital | 3,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 996,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 809,000 | USD | evidence → |
| Noninterest income | 43,000 | USD | evidence → |
| Noninterest expense | 542,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 310,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,726,000 | USD | evidence → |
| Total capital | 4,102,000 | USD | evidence → |
| Risk-weighted assets | 30,070,000 | USD | evidence → |