Call report 2009Q1
MERCHANTS BANK — 2009Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,250,000 | USD | evidence → |
| Total loans | 17,303,000 | USD | evidence → |
| Allowance for loan losses | 372,000 | USD | evidence → |
| Securities available for sale | 15,516,000 | USD | evidence → |
| Securities held to maturity | 5,152,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,084,000 | USD | evidence → |
| Interest-bearing deposits | 27,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,407,000 | USD | evidence → |
| Equity capital | 3,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 491,000 | USD | evidence → |
| Interest expense | 94,000 | USD | evidence → |
| Net interest income | 397,000 | USD | evidence → |
| Noninterest income | 20,000 | USD | evidence → |
| Noninterest expense | 272,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 145,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,707,000 | USD | evidence → |
| Total capital | 4,050,000 | USD | evidence → |
| Risk-weighted assets | 27,433,000 | USD | evidence → |