Call report 2006Q2
MERCHANTS BANK — 2006Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,178,000 | USD | evidence → |
| Total loans | 12,412,000 | USD | evidence → |
| Allowance for loan losses | 365,000 | USD | evidence → |
| Securities available for sale | 13,491,000 | USD | evidence → |
| Securities held to maturity | 6,824,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,635,000 | USD | evidence → |
| Interest-bearing deposits | 24,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,432,000 | USD | evidence → |
| Equity capital | 3,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 899,000 | USD | evidence → |
| Interest expense | 170,000 | USD | evidence → |
| Net interest income | 729,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 529,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 262,000 | USD | evidence → |
| Income tax | 51,000 | USD | evidence → |
| Net income | 211,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,494,000 | USD | evidence → |
| Total capital | 3,733,000 | USD | evidence → |
| Risk-weighted assets | 19,293,000 | USD | evidence → |