Call report 2006Q1
MERCHANTS BANK — 2006Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,367,000 | USD | evidence → |
| Total loans | 10,860,000 | USD | evidence → |
| Allowance for loan losses | 367,000 | USD | evidence → |
| Securities available for sale | 16,332,000 | USD | evidence → |
| Securities held to maturity | 6,888,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,737,000 | USD | evidence → |
| Interest-bearing deposits | 25,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,537,000 | USD | evidence → |
| Equity capital | 3,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 446,000 | USD | evidence → |
| Interest expense | 74,000 | USD | evidence → |
| Net interest income | 372,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 259,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 145,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,498,000 | USD | evidence → |
| Total capital | 3,726,000 | USD | evidence → |
| Risk-weighted assets | 18,093,000 | USD | evidence → |