Call report 2026Q2
MERCHANTS STATE BANK — 2026Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,569,000 | USD | evidence → |
| Total loans | 147,520,000 | USD | evidence → |
| Allowance for loan losses | 946,000 | USD | evidence → |
| Securities available for sale | 51,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 180,687,000 | USD | evidence → |
| Interest-bearing deposits | 140,750,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,937,000 | USD | evidence → |
| Equity capital | 35,302,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,160,000 | USD | evidence → |
| Interest expense | 1,568,000 | USD | evidence → |
| Net interest income | 4,592,000 | USD | evidence → |
| Noninterest income | 178,000 | USD | evidence → |
| Noninterest expense | 2,317,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,204,000 | USD | evidence → |
| Income tax | 114,000 | USD | evidence → |
| Net income | 2,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,865,000 | USD | evidence → |