Call report 2026Q1
MERCHANTS STATE BANK — 2026Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,586,000 | USD | evidence → |
| Total loans | 147,526,000 | USD | evidence → |
| Allowance for loan losses | 945,000 | USD | evidence → |
| Securities available for sale | 47,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,450,000 | USD | evidence → |
| Interest-bearing deposits | 134,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,060,000 | USD | evidence → |
| Equity capital | 33,683,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,030,000 | USD | evidence → |
| Interest expense | 773,000 | USD | evidence → |
| Net interest income | 2,257,000 | USD | evidence → |
| Noninterest income | 85,000 | USD | evidence → |
| Noninterest expense | 1,151,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 949,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,046,000 | USD | evidence → |