Call report 2023Q3
MERCHANTS STATE BANK — 2023Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,705,000 | USD | evidence → |
| Total loans | 135,437,000 | USD | evidence → |
| Allowance for loan losses | 986,000 | USD | evidence → |
| Securities available for sale | 59,105,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,603,000 | USD | evidence → |
| Interest-bearing deposits | 135,263,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,340,000 | USD | evidence → |
| Equity capital | 22,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,759,000 | USD | evidence → |
| Interest expense | 1,978,000 | USD | evidence → |
| Net interest income | 5,781,000 | USD | evidence → |
| Noninterest income | 517,000 | USD | evidence → |
| Noninterest expense | 3,392,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,868,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 2,719,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,074,000 | USD | evidence → |