Call report 2023Q2
MERCHANTS STATE BANK — 2023Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 215,666,000 | USD | evidence → |
| Total loans | 132,843,000 | USD | evidence → |
| Allowance for loan losses | 982,000 | USD | evidence → |
| Securities available for sale | 64,742,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,772,000 | USD | evidence → |
| Interest-bearing deposits | 137,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,583,000 | USD | evidence → |
| Equity capital | 24,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,077,000 | USD | evidence → |
| Interest expense | 1,169,000 | USD | evidence → |
| Net interest income | 3,908,000 | USD | evidence → |
| Noninterest income | 422,000 | USD | evidence → |
| Noninterest expense | 2,346,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,959,000 | USD | evidence → |
| Income tax | 364,000 | USD | evidence → |
| Net income | 1,595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,265,000 | USD | evidence → |