Call report 2018Q1
MERCHANTS STATE BANK — 2018Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2018Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,536,000 | USD | evidence → |
| Total loans | 123,726,000 | USD | evidence → |
| Allowance for loan losses | 1,476,000 | USD | evidence → |
| Securities available for sale | 30,543,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,127,000 | USD | evidence → |
| Interest-bearing deposits | 106,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,699,000 | USD | evidence → |
| Equity capital | 19,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,883,000 | USD | evidence → |
| Interest expense | 198,000 | USD | evidence → |
| Net interest income | 1,685,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 962,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 770,000 | USD | evidence → |
| Income tax | 47,000 | USD | evidence → |
| Net income | 723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,520,000 | USD | evidence → |
| Total capital | 20,996,000 | USD | evidence → |
| Risk-weighted assets | 136,452,000 | USD | evidence → |