Call report 2017Q4
MERCHANTS STATE BANK — 2017Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,887,000 | USD | evidence → |
| Total loans | 118,157,000 | USD | evidence → |
| Allowance for loan losses | 1,400,000 | USD | evidence → |
| Securities available for sale | 31,569,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,494,000 | USD | evidence → |
| Interest-bearing deposits | 105,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,265,000 | USD | evidence → |
| Equity capital | 19,343,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,810,000 | USD | evidence → |
| Interest expense | 647,000 | USD | evidence → |
| Net interest income | 6,163,000 | USD | evidence → |
| Noninterest income | 489,000 | USD | evidence → |
| Noninterest expense | 3,930,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 2,452,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 2,362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,137,000 | USD | evidence → |
| Total capital | 20,537,000 | USD | evidence → |
| Risk-weighted assets | 131,391,000 | USD | evidence → |