Call report 2014Q1
MERCHANTS STATE BANK — 2014Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,092,000 | USD | evidence → |
| Total loans | 87,401,000 | USD | evidence → |
| Allowance for loan losses | 955,000 | USD | evidence → |
| Securities available for sale | 43,664,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,463,000 | USD | evidence → |
| Interest-bearing deposits | 102,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,356,000 | USD | evidence → |
| Equity capital | 12,952,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,518,000 | USD | evidence → |
| Interest expense | 161,000 | USD | evidence → |
| Net interest income | 1,357,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 930,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 488,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,932,000 | USD | evidence → |
| Total capital | 13,887,000 | USD | evidence → |
| Risk-weighted assets | 101,381,000 | USD | evidence → |