Call report 2013Q4
MERCHANTS STATE BANK — 2013Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,551,000 | USD | evidence → |
| Total loans | 89,335,000 | USD | evidence → |
| Allowance for loan losses | 910,000 | USD | evidence → |
| Securities available for sale | 52,767,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,164,000 | USD | evidence → |
| Interest-bearing deposits | 99,507,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,657,000 | USD | evidence → |
| Equity capital | 12,028,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,121,000 | USD | evidence → |
| Interest expense | 690,000 | USD | evidence → |
| Net interest income | 5,431,000 | USD | evidence → |
| Noninterest income | 609,000 | USD | evidence → |
| Noninterest expense | 3,856,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,008,000 | USD | evidence → |
| Income tax | 111,000 | USD | evidence → |
| Net income | 1,897,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,472,000 | USD | evidence → |
| Total capital | 13,382,000 | USD | evidence → |
| Risk-weighted assets | 105,849,000 | USD | evidence → |