Call report 2002Q1
MERCHANTS STATE BANK — 2002Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,671,000 | USD | evidence → |
| Total loans | 68,042,000 | USD | evidence → |
| Allowance for loan losses | 974,000 | USD | evidence → |
| Securities available for sale | 11,337,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,869,000 | USD | evidence → |
| Interest-bearing deposits | 71,834,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,035,000 | USD | evidence → |
| Equity capital | 6,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,460,000 | USD | evidence → |
| Interest expense | 770,000 | USD | evidence → |
| Net interest income | 690,000 | USD | evidence → |
| Noninterest income | 174,000 | USD | evidence → |
| Noninterest expense | 791,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | -119,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | -67,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,316,000 | USD | evidence → |
| Total capital | 7,236,000 | USD | evidence → |
| Risk-weighted assets | 73,526,000 | USD | evidence → |