Call report 2001Q4
MERCHANTS STATE BANK — 2001Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2001Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,368,000 | USD | evidence → |
| Total loans | 66,412,000 | USD | evidence → |
| Allowance for loan losses | 785,000 | USD | evidence → |
| Securities available for sale | 12,408,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,422,000 | USD | evidence → |
| Interest-bearing deposits | 71,662,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,760,000 | USD | evidence → |
| Equity capital | 6,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,121,000 | USD | evidence → |
| Interest expense | 3,717,000 | USD | evidence → |
| Net interest income | 2,404,000 | USD | evidence → |
| Noninterest income | 471,000 | USD | evidence → |
| Noninterest expense | 2,658,000 | USD | evidence → |
| Provision for loan losses | 266,000 | USD | evidence → |
| Pretax income | -49,000 | USD | evidence → |
| Income tax | -112,000 | USD | evidence → |
| Net income | 63,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,493,000 | USD | evidence → |
| Total capital | 7,278,000 | USD | evidence → |
| Risk-weighted assets | 72,559,000 | USD | evidence → |