Call report 2023Q3
BEDFORD LOAN & DEPOSIT BANK — 2023Q3
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,004,000 | USD | evidence → |
| Total loans | 77,200,000 | USD | evidence → |
| Allowance for loan losses | 1,174,000 | USD | evidence → |
| Securities available for sale | 30,112,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,998,000 | USD | evidence → |
| Interest-bearing deposits | 65,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,754,000 | USD | evidence → |
| Equity capital | 12,441,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,672,000 | USD | evidence → |
| Interest expense | 496,000 | USD | evidence → |
| Net interest income | 3,176,000 | USD | evidence → |
| Noninterest income | 520,000 | USD | evidence → |
| Noninterest expense | 2,413,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 1,186,000 | USD | evidence → |
| Income tax | 247,000 | USD | evidence → |
| Net income | 939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,451,000 | USD | evidence → |
| Total capital | 17,345,000 | USD | evidence → |
| Risk-weighted assets | 71,290,000 | USD | evidence → |