Call report 2023Q2
BEDFORD LOAN & DEPOSIT BANK — 2023Q2
The 22 measures BEDFORD LOAN & DEPOSIT BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 114,417,000 | USD | evidence → |
| Total loans | 74,831,000 | USD | evidence → |
| Allowance for loan losses | 1,158,000 | USD | evidence → |
| Securities available for sale | 31,788,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,735,000 | USD | evidence → |
| Interest-bearing deposits | 66,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,922,000 | USD | evidence → |
| Equity capital | 13,158,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,411,000 | USD | evidence → |
| Interest expense | 251,000 | USD | evidence → |
| Net interest income | 2,160,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,610,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | 176,000 | USD | evidence → |
| Net income | 659,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,171,000 | USD | evidence → |
| Total capital | 17,036,000 | USD | evidence → |
| Risk-weighted assets | 68,936,000 | USD | evidence → |