Call report 2005Q2
RAYNE STATE BANK & TRUST COMPANY — 2005Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,620,000 | USD | evidence → |
| Total loans | 112,747,000 | USD | evidence → |
| Allowance for loan losses | 1,017,000 | USD | evidence → |
| Securities available for sale | 29,741,000 | USD | evidence → |
| Securities held to maturity | 5,384,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,594,000 | USD | evidence → |
| Interest-bearing deposits | 101,444,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,150,000 | USD | evidence → |
| Equity capital | 14,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,628,000 | USD | evidence → |
| Interest expense | 884,000 | USD | evidence → |
| Net interest income | 3,744,000 | USD | evidence → |
| Noninterest income | 568,000 | USD | evidence → |
| Noninterest expense | 2,932,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 1,315,000 | USD | evidence → |
| Income tax | 410,000 | USD | evidence → |
| Net income | 905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,589,000 | USD | evidence → |
| Total capital | 15,606,000 | USD | evidence → |
| Risk-weighted assets | 116,942,000 | USD | evidence → |