Call report 2005Q1
RAYNE STATE BANK & TRUST COMPANY — 2005Q1
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,228,000 | USD | evidence → |
| Total loans | 110,527,000 | USD | evidence → |
| Allowance for loan losses | 1,096,000 | USD | evidence → |
| Securities available for sale | 30,015,000 | USD | evidence → |
| Securities held to maturity | 5,032,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,162,000 | USD | evidence → |
| Interest-bearing deposits | 103,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,824,000 | USD | evidence → |
| Equity capital | 14,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,265,000 | USD | evidence → |
| Interest expense | 426,000 | USD | evidence → |
| Net interest income | 1,839,000 | USD | evidence → |
| Noninterest income | 288,000 | USD | evidence → |
| Noninterest expense | 1,475,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 612,000 | USD | evidence → |
| Income tax | 193,000 | USD | evidence → |
| Net income | 419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,173,000 | USD | evidence → |
| Total capital | 15,269,000 | USD | evidence → |
| Risk-weighted assets | 114,059,000 | USD | evidence → |