Call report 2005Q1
JOURNEY BANK — 2005Q1
The 22 measures JOURNEY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,695,000 | USD | evidence → |
| Total loans | 148,291,000 | USD | evidence → |
| Allowance for loan losses | 1,708,000 | USD | evidence → |
| Securities available for sale | 93,764,000 | USD | evidence → |
| Securities held to maturity | 302,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,286,000 | USD | evidence → |
| Interest-bearing deposits | 205,091,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,195,000 | USD | evidence → |
| Equity capital | 16,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,134,000 | USD | evidence → |
| Interest expense | 1,112,000 | USD | evidence → |
| Net interest income | 2,022,000 | USD | evidence → |
| Noninterest income | 581,000 | USD | evidence → |
| Noninterest expense | 1,851,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 647,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,174,000 | USD | evidence → |
| Total capital | 18,882,000 | USD | evidence → |
| Risk-weighted assets | 161,263,000 | USD | evidence → |