Call report 2004Q4
JOURNEY BANK — 2004Q4
The 22 measures JOURNEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,507,000 | USD | evidence → |
| Total loans | 145,638,000 | USD | evidence → |
| Allowance for loan losses | 1,613,000 | USD | evidence → |
| Securities available for sale | 83,589,000 | USD | evidence → |
| Securities held to maturity | 335,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,814,000 | USD | evidence → |
| Interest-bearing deposits | 197,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,508,000 | USD | evidence → |
| Equity capital | 17,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,502,000 | USD | evidence → |
| Interest expense | 3,627,000 | USD | evidence → |
| Net interest income | 7,875,000 | USD | evidence → |
| Noninterest income | 2,637,000 | USD | evidence → |
| Noninterest expense | 7,079,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 3,073,000 | USD | evidence → |
| Income tax | 922,000 | USD | evidence → |
| Net income | 2,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,918,000 | USD | evidence → |
| Total capital | 18,531,000 | USD | evidence → |
| Risk-weighted assets | 157,157,000 | USD | evidence → |