Call report 2003Q1
HIGHLAND LAKES BANK — 2003Q1
The 22 measures HIGHLAND LAKES BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,316,000 | USD | evidence → |
| Total loans | 19,860,000 | USD | evidence → |
| Allowance for loan losses | 363,000 | USD | evidence → |
| Securities available for sale | 40,985,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,351,000 | USD | evidence → |
| Interest-bearing deposits | 60,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,107,000 | USD | evidence → |
| Equity capital | 10,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 695,000 | USD | evidence → |
| Interest expense | 369,000 | USD | evidence → |
| Net interest income | 326,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 399,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 70,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 70,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,600,000 | USD | evidence → |
| Total capital | 10,895,000 | USD | evidence → |
| Risk-weighted assets | 23,530,000 | USD | evidence → |