Call report 2002Q4
HIGHLAND LAKES BANK — 2002Q4
The 22 measures HIGHLAND LAKES BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,088,000 | USD | evidence → |
| Total loans | 21,785,000 | USD | evidence → |
| Allowance for loan losses | 375,000 | USD | evidence → |
| Securities available for sale | 998,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,052,000 | USD | evidence → |
| Interest-bearing deposits | 58,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,869,000 | USD | evidence → |
| Equity capital | 10,530,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,587,000 | USD | evidence → |
| Interest expense | 1,651,000 | USD | evidence → |
| Net interest income | 1,936,000 | USD | evidence → |
| Noninterest income | 802,000 | USD | evidence → |
| Noninterest expense | 1,882,000 | USD | evidence → |
| Provision for loan losses | 625,000 | USD | evidence → |
| Pretax income | 231,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 231,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,529,000 | USD | evidence → |
| Total capital | 10,904,000 | USD | evidence → |
| Risk-weighted assets | 32,723,000 | USD | evidence → |