Call report 2004Q1
CARDINAL BANK — 2004Q1
The 22 measures CARDINAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 687,543,000 | USD | evidence → |
| Total loans | 335,164,000 | USD | evidence → |
| Allowance for loan losses | 4,347,000 | USD | evidence → |
| Securities available for sale | 167,981,000 | USD | evidence → |
| Securities held to maturity | 154,140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 527,927,000 | USD | evidence → |
| Interest-bearing deposits | 480,609,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,318,000 | USD | evidence → |
| Equity capital | 77,841,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,414,000 | USD | evidence → |
| Interest expense | 2,615,000 | USD | evidence → |
| Net interest income | 4,799,000 | USD | evidence → |
| Noninterest income | 458,000 | USD | evidence → |
| Noninterest expense | 4,050,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 1,374,000 | USD | evidence → |
| Income tax | 462,000 | USD | evidence → |
| Net income | 912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,529,000 | USD | evidence → |
| Total capital | 81,950,000 | USD | evidence → |
| Risk-weighted assets | 462,444,000 | USD | evidence → |