Call report 2003Q4
CARDINAL BANK — 2003Q4
The 22 measures CARDINAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 630,414,000 | USD | evidence → |
| Total loans | 336,002,000 | USD | evidence → |
| Allowance for loan losses | 4,344,000 | USD | evidence → |
| Securities available for sale | 130,762,000 | USD | evidence → |
| Securities held to maturity | 142,852,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 476,256,000 | USD | evidence → |
| Interest-bearing deposits | 450,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,646,000 | USD | evidence → |
| Equity capital | 36,112,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,605,000 | USD | evidence → |
| Interest expense | 9,525,000 | USD | evidence → |
| Net interest income | 15,080,000 | USD | evidence → |
| Noninterest income | 1,619,000 | USD | evidence → |
| Noninterest expense | 13,296,000 | USD | evidence → |
| Provision for loan losses | 1,001,000 | USD | evidence → |
| Pretax income | 3,766,000 | USD | evidence → |
| Income tax | -464,000 | USD | evidence → |
| Net income | 4,230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,617,000 | USD | evidence → |
| Total capital | 41,035,000 | USD | evidence → |
| Risk-weighted assets | 427,997,000 | USD | evidence → |