Call report 2002Q4
CARDINAL BANK — 2002Q4
The 22 measures CARDINAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,135,000 | USD | evidence → |
| Total loans | 249,106,000 | USD | evidence → |
| Allowance for loan losses | 3,372,000 | USD | evidence → |
| Securities available for sale | 163,665,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 427,490,000 | USD | evidence → |
| Interest-bearing deposits | 354,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,196,000 | USD | evidence → |
| Equity capital | 33,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,349,000 | USD | evidence → |
| Interest expense | 9,673,000 | USD | evidence → |
| Net interest income | 10,676,000 | USD | evidence → |
| Noninterest income | 1,223,000 | USD | evidence → |
| Noninterest expense | 11,995,000 | USD | evidence → |
| Provision for loan losses | 444,000 | USD | evidence → |
| Pretax income | -16,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -16,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,387,000 | USD | evidence → |
| Total capital | 34,833,000 | USD | evidence → |
| Risk-weighted assets | 303,050,000 | USD | evidence → |