Call reports 2002

CARDINAL BANK — 2002

Name: CARDINAL BANK — FFIEC call report 2002
Creator: CARDINAL BANK

What CARDINAL BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/853a7246-cfd1-4c67-9b8a-956182d88b18/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	326,785,000	394,490,000	443,511,000	483,135,000
Total loans	197,427,000	200,656,000	216,355,000	249,106,000
Allowance for loan losses	3,019,000	2,994,000	3,073,000	3,372,000
Securities available for sale	69,233,000	127,479,000	137,945,000	163,665,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	300,105,000	355,242,000	407,762,000	427,490,000
Interest-bearing deposits	240,884,000	294,356,000	334,200,000	354,294,000
Noninterest-bearing deposits	59,221,000	60,886,000	73,562,000	73,196,000
Equity capital	18,496,000	31,213,000	33,539,000	33,732,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	4,421,000	9,480,000	14,991,000	20,349,000
Interest expense	2,030,000	4,427,000	7,100,000	9,673,000
Net interest income	2,391,000	5,053,000	7,891,000	10,676,000
Noninterest income	280,000	577,000	875,000	1,223,000
Noninterest expense	2,223,000	6,398,000	9,065,000	11,995,000
Provision for loan losses	0	39,000	134,000	444,000
Pretax income	448,000	-807,000	-312,000	-16,000
Income tax	0	0	0	0
Net income	448,000	-807,000	-312,000	-16,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	19,575,000	30,346,000	31,091,000	31,387,000
Total capital	22,579,000	33,414,000	34,238,000	34,833,000
Risk-weighted assets	240,239,000	251,885,000	262,208,000	303,050,000