Call report 2012Q4
CITIZENS BANK — 2012Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,577,000 | USD | evidence → |
| Total loans | 124,871,000 | USD | evidence → |
| Allowance for loan losses | 5,306,000 | USD | evidence → |
| Securities available for sale | 13,548,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,955,000 | USD | evidence → |
| Interest-bearing deposits | 114,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,963,000 | USD | evidence → |
| Equity capital | 20,359,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,131,000 | USD | evidence → |
| Interest expense | 895,000 | USD | evidence → |
| Net interest income | 6,236,000 | USD | evidence → |
| Noninterest income | 1,433,000 | USD | evidence → |
| Noninterest expense | 5,348,000 | USD | evidence → |
| Provision for loan losses | 1,625,000 | USD | evidence → |
| Pretax income | 696,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 521,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,108,000 | USD | evidence → |
| Total capital | 21,122,000 | USD | evidence → |
| Risk-weighted assets | 157,795,000 | USD | evidence → |