Call report 2012Q3
CITIZENS BANK — 2012Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,124,000 | USD | evidence → |
| Total loans | 125,074,000 | USD | evidence → |
| Allowance for loan losses | 5,302,000 | USD | evidence → |
| Securities available for sale | 13,718,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,569,000 | USD | evidence → |
| Interest-bearing deposits | 116,603,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,965,000 | USD | evidence → |
| Equity capital | 20,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,421,000 | USD | evidence → |
| Interest expense | 711,000 | USD | evidence → |
| Net interest income | 4,710,000 | USD | evidence → |
| Noninterest income | 1,057,000 | USD | evidence → |
| Noninterest expense | 3,936,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 531,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,172,000 | USD | evidence → |
| Total capital | 21,152,000 | USD | evidence → |
| Risk-weighted assets | 155,109,000 | USD | evidence → |