Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,863,000 | USD | evidence → |
| Total loans | 151,071,000 | USD | evidence → |
| Allowance for loan losses | 2,106,000 | USD | evidence → |
| Securities available for sale | 10,278,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,265,000 | USD | evidence → |
| Interest-bearing deposits | 124,596,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,670,000 | USD | evidence → |
| Equity capital | 14,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,146,000 | USD | evidence → |
| Interest expense | 1,501,000 | USD | evidence → |
| Net interest income | 3,645,000 | USD | evidence → |
| Noninterest income | 580,000 | USD | evidence → |
| Noninterest expense | 2,585,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 1,450,000 | USD | evidence → |
| Income tax | 492,000 | USD | evidence → |
| Net income | 958,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,009,000 | USD | evidence → |
| Total capital | 16,729,000 | USD | evidence → |
| Risk-weighted assets | 137,245,000 | USD | evidence → |